What are closing costs? I am always asked about closing cost – what are they and how much?  Closing costs are the expenses paid at the very end of the escrow process but do not include your down payment.  These expenses typically include loan processing fees, credit report, appraisal, escrow and title fees, county transfer […]

Where Do I Fit? I am often asked how important credit scores are and how they can be improved.  According to Equifax, one of the three big credit bureaus: 800 to 850: Excellent Individuals in this range are considered to be low-risk borrowers. They may have an easier time securing a loan than borrowers with […]

Mistake #1: Leaving your home like you live in it When marketing your home, you must approach it as a showpiece, not a home. It is no longer your home. It is now a commodity. If you leave the beds unmade, dishes in the sink, dirty clothes on the floor of the kid’s rooms, clutter […]

Follow these tips when preparing your home for sale: Stage each living area to help potential buyers imagine living in that space. Keep all rooms clean, including children rooms. Remove clutter and extra furniture to help the space feel clean and larger.

Buying a home is an important life decision. Make sure you consider these important tips before you buy: 1. Look at your finances and decide how much you can afford.2. Make sure to physical inspect the home and property for potential fixes and hazards.3. Tour the neighborhood at different hours to get a feel for the […]